Worker’s Compensation: Here For You When You’ve Been Hurt on the Job
Whether you fell at work, you were injured by a piece of equipment, or you were hurt on a construction site, you deserve to receive all the benefits that are owed to you under Indiana’s Worker’s Compensation Act when you are hurt at work. Our attorneys at Greene & Schultz Trial Lawyers in Bloomington, Indiana, have significant experience representing injured workers, especially construction workers and factory workers. You don’t need to go up against your employer and the insurance agencies alone.
If you’ve been injured, you probably have a lot of questions. Can you choose your own doctor? What are your benefits? Can your employer deny your claim? We know the law and can help you answer these questions so that you know your rights.
Medical Bills And Treatment
Sometimes, insurance companies refuse to pay for treatment. Other times they might not provide the treatment your doctor recommends. If you feel that the insurance company is switching your doctors on you or that you are not getting the care you need we may be able to help. We help clients in these situations and our knowledge of the law means we know what needs to be done in order to resolve disputes over medical care. We are on your side, and we know you want to recover as much as you can from your injury and get back to work.
If you’ve been injured on the job, you probably had to miss work and you lost wages. You may be entitled to lost wage benefits through Temporary Total Disability (TTD). These benefits begin the second week you have to miss work due to your injury. If you miss more than three weeks, you will then receive pay for the first week you missed. You should receive two-thirds of your average weekly pay, calculated by your wages from the previous 52 weeks subject to a cap that restricts the maximum amount of this weekly benefit by law. The cap varies based on your date of injury.
Permanent Injuries And Permanent Total Disability
If you have a permanent injury, you will receive a Permanent Partial Impairment (PPI) rating from a physician that measures your loss of physical function. If you have a measurable loss of physical function you are entitled to receive a lump sum payment according to the schedule of benefits found in Indiana’s Worker’s Compensation Act. Determining the lump sum you are entitled to can be complex, especially if you disagree with the doctor’s measurement or have multiple injuries. Having an experienced attorney on your side to ensure you are getting all of the compensation owed to you.
If you are so injured you are physically unable to work at any job because of your injuries, you may be potentially entitled to lifetime wage loss benefits. There is a high standard of proof to establish whether your work injuries qualify for this benefit so having an attorney in this situation is essential to assess whether you may have a permanent and total disability claim.