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July 2015 Archives

Should Trucking Liability Limits Be Increased?

Trucking accidents happen everyday. In 2012 alone, there were 333,000 large truck accidents. Of these, 104,000 people were injured and 3,921 people were killed. Most people don't know that trucking companies are only required to carrier $750,000 in liability insurance. Although $750,000 seems significant, often it is not enough to cover a serious crash where a person is severely injured or killed.

Should Trucking Liability Limits Be Increased?

Trucking accidents happen everyday. In 2012 alone, there were 333,000 large truck accidents. Of these, 104,000 people were injured and 3,921 people were killed. Most people don't know that trucking companies are only required to carrier $750,000 in liability insurance. Although $750,000 seems significant, often it is not enough to cover a serious crash where a person is severely injured or killed.

Why Should You Have MedPay on Your Insurance Policy?

For just a few extra dollars on your auto insurance premiums, Medical Payments Coverage (MedPay) can save you and your family from bankruptcy. Let's say you are in an auto accident with your family. Another vehicle crosses the center line and hits you head-on. Everyone in your family is taken by ambulance to the local hospital and then needs additional treatment. You probably have health insurance that includes a deductible and co-payment requirements from you. How do you pay for these outstanding medical bills? Short answer, MedPay. 

Why Should You Have MedPay on Your Insurance Policy?

For just a few extra dollars on your auto insurance premiums, Medical Payments Coverage (MedPay) can save you and your family from bankruptcy. Let's say you are in an auto accident with your family. Another vehicle crosses the center line and hits you head-on. Everyone in your family is taken by ambulance to the local hospital and then needs additional treatment. You probably have health insurance that includes a deductible and co-payment requirements from you. How do you pay for these outstanding medical bills? Short answer, MedPay. 

Uninsured and Underinsured Motorist Coverage

One in seven motorists in the United States are uninsured. This is why it is so important to learn about insurance coverage options and how to protect yourself and your family if you are ever in an accident. We all know we are supposed to have insurance coverage, but what happens when you are in an accident with a motorist who is uninsured?

Uninsured and Underinsured Motorist Coverage

One in seven motorists in the United States are uninsured. This is why it is so important to learn about insurance coverage options and how to protect yourself and your family if you are ever in an accident. We all know we are supposed to have insurance coverage, but what happens when you are in an accident with a motorist who is uninsured?

Emergency Room Malpractice

All of us will eventually get sick or have a serious injury that requires a visit to a hospital emergency room. We go to the ER to have doctors and trained nursing staff provide necessary medical treatment to us or our loved ones. Unfortunately, all too often the care we receive in ER settings falls far short of the standard of care required by the medical profession. In fact, a recent study, it is found that 225,000 to 400,000 people die from medical malpractice per year. Of this number, almost half of all cases are related to emergency room errors.

Emergency Room Malpractice

All of us will eventually get sick or have a serious injury that requires a visit to a hospital emergency room. We go to the ER to have doctors and trained nursing staff provide necessary medical treatment to us or our loved ones. Unfortunately, all too often the care we receive in ER settings falls far short of the standard of care required by the medical profession. In fact, a recent study, it is found that 225,000 to 400,000 people die from medical malpractice per year. Of this number, almost half of all cases are related to emergency room errors.

What is a traumatic brain injury?

What is a traumatic brain injury (TBI) and how does it affect you or a loved one. In the case of a head injury of significance, most people would go to the emergency room to be evaluated by a health care professional. This is a way to know how severe the TBI is. They are classified into three categories; mild, moderate, and severe. According to Pate Rehabilitation over 75% of traumatic brain injuries are classified as mild. But what does this mean to you or what does this mean to your loved one? There are different tests done in the health care facility to evaluate how severe a TBI is. They base this off of factors such as how long they lost consciousness for, post-traumatic amnesia (PTA), and results from brain imaging. 

What is a traumatic brain injury?

What is a traumatic brain injury (TBI) and how does it affect you or a loved one. In the case of a head injury of significance, most people would go to the emergency room to be evaluated by a health care professional. This is a way to know how severe the TBI is. They are classified into three categories; mild, moderate, and severe. According to Pate Rehabilitation over 75% of traumatic brain injuries are classified as mild. But what does this mean to you or what does this mean to your loved one? There are different tests done in the health care facility to evaluate how severe a TBI is. They base this off of factors such as how long they lost consciousness for, post-traumatic amnesia (PTA), and results from brain imaging. 

What Should You Do In a Car Wreck?

Did you know that in 2012 in Indiana alone, according to IN.gov, there were 188,841 traffic accidents resulting in injury or property damage? There were also a recorded 718 fatal accidents in Indiana. According to The US Department of Transportation, in 2012 the US had a reported 2.36 million accidents involving injury. That's almost 6,500 accidents a day! There was also 33,561 fatal accidents. As you can see, this could easily be you. What should you do if you are involved in a car wreck?

What Should You Do In a Car Wreck?

Did you know that in 2012 in Indiana alone, according to IN.gov, there were 188,841 traffic accidents resulting in injury or property damage? There were also a recorded 718 fatal accidents in Indiana. According to The US Department of Transportation, in 2012 the US had a reported 2.36 million accidents involving injury. That's almost 6,500 accidents a day! There was also 33,561 fatal accidents. As you can see, this could easily be you. What should you do if you are involved in a car wreck?

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